Infrastructure projects are getting smaller and cheaper, but the cost and complexity to lend to them is not
Connected Data
Encode loan agreements into digitized smart contracts connected to IOT monitoring systems, bank accounts, and other asset management applications to automate contractual compliance and continually monitor loan performance
Connected Counterparties
Create a real-time and immutable record of loan performance shared between borrower, lender, and syndication ecosystem to increase transparency and decrease risk
Connected Loan Lifecycle
Leverage transparency and automated contractual compliance across loan origination, servicing, and syndication lifecycle to continually mitigate risk and maximize liquidity
WHO USES BANYAN
DIRECT LENDERS
Reduce servicing costs while still maintaining strict covenant compliance of each credit. With increased transparency of performance, direct lenders can increase their interest rate spreads by further leveraging or securitizing their loans.
BANKS
Have real time visibility into loan performance, providing leading indicators into the likelihood of a potential default. With reduced credit exposure and increased liquidity, Banks will increase their profit margin on loans.
PROJECT OWNERS
Reduce cost of capital and improve the bankability of the project. With increased standardization and transparency of loan performance, project developers can access greater pools of capital and generate higher returns for project owners.
KEY FEATURES
Available via Banyan’s Online Blockchain Based SaaS Platform